*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,sans-serif;color:#1d2a33;line-height:1.6;background:#f7fafc}a{color:#0b5c78}.topbar{background:#0b3d5c;color:#fff;font-size:.85rem;text-align:center;padding:.35rem 1rem}header{background:#0d4d66;color:#fff;padding:.75rem 1.2rem;display:flex;flex-wrap:wrap;gap:.6rem 1rem;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:5;box-shadow:0 1px 8px #0000001f}header nav a{color:#fff;text-decoration:none;margin-right:.9rem;font-size:.95rem;font-weight:600;opacity:.95}.brand{font-weight:800;font-size:1.15rem;color:#fd0;text-decoration:none}.bigphone{background:#fd0;color:#111!important;padding:.55rem 1rem;border-radius:999px;font-weight:800;font-size:1.05rem;text-decoration:none;white-space:nowrap;border:0}main{max-width:1080px;margin:0 auto;padding:1.25rem 1.2rem 2rem}.hero-bleed{position:relative;border-radius:14px;overflow:hidden;min-height:420px;display:grid;align-items:stretch;margin-bottom:1.25rem;box-shadow:0 8px 24px #0d4d662e}.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;z-index:0;pointer-events:none}.hero-overlay{position:absolute;inset:0;z-index:1;background:linear-gradient(105deg,#00000094,#00000073,#00000061)}.hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:1.2fr 1fr;gap:1.25rem;padding:1.6rem;align-items:start}.hero-copy{color:#fff}.hero-copy h1{margin:.4rem 0 .7rem;font-size:clamp(1.7rem,3.2vw,2.35rem);line-height:1.15;font-weight:850;letter-spacing:-.02em;color:#fff;text-shadow:0 1px 2px rgba(0,0,0,.35)}.hero-copy p{font-size:1.05rem;color:#fffffff2;margin:.4rem 0 1rem;max-width:36rem}.hero-copy a{color:#fd0}.hero-copy a.btn{color:#111}.hero-copy a.btn.alt{color:#0b3d5c}.badge{display:inline-block;background:#ffdd00f2;color:#111;font-weight:800;font-size:.72rem;padding:.25rem .6rem;border-radius:999px;text-transform:uppercase;letter-spacing:.04em}.reason{background:#ffffff1f;border:1px solid rgba(255,255,255,.28);border-radius:10px;padding:.7rem .9rem;font-size:.92rem;color:#fff;margin:0 0 1rem}.reason a{color:#fd0;font-weight:700}.trust{display:flex;flex-wrap:wrap;gap:.45rem 1.1rem;font-size:.92rem;margin:.9rem 0 0;padding:0;list-style:none;color:#fff}.trust li:before{content:"✓ ";color:#fd0;font-weight:900}@media(max-width:820px){.hero-inner{grid-template-columns:1fr}.hero-bleed{min-height:0}}.page-img{margin:0 0 1.2rem;border-radius:12px;overflow:hidden}.page-img img{display:block;width:100%;height:auto}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1rem}.card{background:#fff;border:1px solid #d7e2e8;border-radius:12px;padding:1rem 1.15rem;color:#1d2a33;box-shadow:0 2px 8px #0d4d660d}.card a{font-weight:700;color:#0b5c78}.card-img{margin:-1rem -1.15rem .85rem;overflow:hidden;border-radius:12px 12px 0 0;background:#e8eef2}.card-img img{display:block;width:100%;height:140px;object-fit:cover}.btn{display:inline-block;background:#fd0;color:#111;padding:.75rem 1.25rem;border-radius:999px;font-weight:800;text-decoration:none;border:0;font-size:1rem;cursor:pointer}.btn.alt{background:#fff;color:#0b3d5c}.btn.ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.75)}.note{background:#fff8e6;border-left:4px solid #f2a33a;padding:.8rem 1rem;font-size:.93rem;border-radius:8px}.sources{font-size:.82rem;color:#4b5d68}.crumbs{font-size:.85rem;margin-bottom:.6rem;color:#4b5d68}.crumbs a{color:#0b5c78}h2{font-weight:800;letter-spacing:-.01em;margin-top:1.6rem;color:#0b3d5c}form label{display:block;margin:.5rem 0 .2rem;font-weight:650;font-size:.93rem}form input,form select,form textarea{width:100%;padding:.6rem .7rem;border:1px solid #b9c7d0;border-radius:8px;font:inherit;background:#fff}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:.8rem;margin:1rem 0 0}.steps .step{background:#fffffff2;border-radius:10px;padding:.75rem .85rem;font-size:.88rem;color:#1d2a33}.steps .n{display:inline-flex;width:1.4rem;height:1.4rem;align-items:center;justify-content:center;border-radius:999px;background:#fd0;font-weight:800;margin-right:.35rem}@media(max-width:700px){.steps{grid-template-columns:1fr}}.form-card{background:#fff;border-radius:12px;padding:1rem 1.1rem;box-shadow:0 8px 28px #00000038}.form-card h2{margin-top:0;color:#0b3d5c;font-size:1.15rem}.form-nav{display:flex;gap:.6rem;flex-wrap:wrap;margin-top:.8rem;align-items:center}.form-nav button.linkish{background:none;border:0;color:#0b5c78;font:inherit;font-weight:650;cursor:pointer;padding:0}.mobilecall{display:none}@media(max-width:700px){.mobilecall{display:block;position:fixed;bottom:0;left:0;right:0;background:#fd0;color:#111;text-align:center;font-weight:800;padding:.9rem 1rem;z-index:20;text-decoration:none;font-size:1.05rem;box-shadow:0 -4px 16px #00000026}body{padding-bottom:3.6rem}header nav{display:none}}footer{background:#13232c;color:#c9d6dd;padding:1.8rem 1.2rem;font-size:.87rem}footer a{color:#fd0}footer .cols{max-width:1080px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:1rem}
